Over 25% of San Bernardino- Riverside area consumers have a “Poor Credit Score” and are in dire need of a Credit Repair company that specializes in Credit Repair and improving FICO scores. A Trans Union survey determined that the San-Bernardino- Riverside area ranks 3rd in worst consumer credit scores in comparison to the 50 biggest metropolitan areas.
What is a FICO Score and how does it affect me?
FICO scores can range from scores of 300-900. Higher rating gives consumers better terms and interest rates on loans and credit cards. FICO scores represent the life of a consumer in regards to their debt and gives an indication of credit-worthiness. A Credit repair company will examine your credit ratings and correct the errors. MyDirectCredit.com is a Credit Repair agency that immediately communicates with the credit reporting agencies 
and starts eliminating many inaccurate items to rebuild and enhance credit scores.
How to Rebuild Credit.
There are many factors to consider when rebuilding credit. The first step is to speak to a credit repair specialist who will look at your credit history and prepare a plan of the steps with a timeline of the credit rebuilding process. Thirty-five percent of your credit score is derived from payment history. Another 30% is based on how much credit you have used from your available credit limit. Fifteen percent reflects the longevity of the accounts and benefits from a long history. MyDirectCredit.com is the leader in credit repair in the SanBernardino and Riverside areas and constantly helps clients improve their scores from the very low 500’s to a new score of over 800. Click here to view some of our client testimonials and learn how MyDirectCredit.com can make it easy to restore your good credit.
CALL 909-899-8565
